[Retire Early]
Social Security and Early Retirement

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Social Security and Early Retirement


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Many people are surprised to learn that even if you retire before age 40, you'll still get a significant monthly Social Security benefit. There are also some loopholes in Social Security rules that allow wealthy Social Security beneficiaries to significantly increase their monthly check at age 70.


Here's a menu listing to quickly get you to what you want to know:

[check mark] What happens to my monthly Social Security benefit if I retire Early?
Many people are surprised that they'll still get a significant monthly Social Security benefit even if they retire before age 40.

[check mark] Why you shouldn't wait until age 70 to collect Social Security.
Maximizing your monthly Social Security benenfit using a Withdrawal of Application (SSA-521).
[check mark] Where can a 70-year-old buy the least expensive life annuity?
Surprisingly, it's your local Social Security office.

[check mark] The high cost of a no-fee, no-commission Single Premium Immediate Annuity (SPIA).
You can now "buy" an inflation-adjusted life annuity from the Social Security Administration for half the cost of what a for-profit insurance company would charge for the same benefit.

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Copyright 2008 John P. Greaney, All rights reserved.

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